Terms & Conditions - RingerPay

Terms & Conditions

1. Introduction

Welcome to RingerPay. By accessing or using our website and services, you agree to follow the terms and conditions mentioned below.

2. Service Usage

Our services include PAN Application, Recharge Services, DTH Recharge, Bill Payments, and other digital services. Your usage must comply with all legal regulations of India.

3. User Responsibilities

4. Payments & Refunds

All payments are final and non-refundable except for transactions failed due to technical issues. Refunds (if applicable) will be credited as per policy.

5. Limitation of Liability

RingerPay will not be responsible for delays or failures beyond our control, including third-party API issues or server downtime.

6. Changes to Terms

We reserve the right to update or modify these terms anytime without prior notice.